Most of the adjustment work on handlebars and saddles can be done by anyone, and the necessary arsenal of tools is manageable. Here is an overview of what you should have at home.
Carbon seat posts are popular because they are light and comfortable. Many cases of damage are caused by incorrect assembly. Read here how to avoid damage.
If the seat post clamps over a large area, a low torque is usually sufficient. First tighten classic, round clamps to 3 Nm using a torque spanner. Grip the saddle at the front and rear and try to twist it; for aero seatposts, which cannot twist, give a strong push from above in the direction of the seatpost using your body weight. If the support twists or slips, turn the screw in quarter turns or 0.5 Nm increments. If the support is not tight at 5 Nm, something is wrong. Check whether the seat post has any play in the seat tube; the clamp must not be completely tightened.
The inside of the seat tube must be clean and burr-free, and there should be no sharp edges in the clamping area. The seat post must slide smoothly and without play into the seat tube. Check carbon seatposts in particular regularly for damage in the clamping area; pressure points and small cracks are warning signs.
Be sure to observe the maximum extension length markings. A sufficiently long part of the seat post must remain in the seat tube and its end should be below the top tube. Standard diameter seat posts are available in different lengths.
Clamps integrated into the frame can cause problems if they are dirty or corroded. They should be disassembled from time to time and the moving parts greased, only then will the torque of the screw be applied as clamping force. Assembly paste should be applied to the clamping surfaces of carbon parts.
If the frame or seat post are made of carbon, never use grease between the seat post and frame! Apply special carbon assembly paste to the meticulously cleaned components. Slipping aluminium posts can also usually be fixed with assembly paste.
These connections can also make noise. Clean everything meticulously and, depending on the material, apply grease or assembly paste under the clamp and to the clamping surfaces themselves.

Editor